Terms & Conditions

Welcome to Smart Acumen Consulting. By accessing our website and services, you agree to be bound by the following Terms and Conditions.

1. General Provisions

Smart Acumen Consulting ("we", "us", "our") provides financial training, workshops, and consulting services. These terms apply to all visitors and clients.

2. Financial Disclaimer (Crucial)

Educational Purpose Only: All content, workshops, and advice provided by Smart Acumen Consulting and Mr. Dhananjay Banthia are for educational and informational purposes only.

Risk Warning: Investing in stock markets and financial instruments involves inherent risks. We do not guarantee any specific returns. You are solely responsible for your investment decisions. We are not liable for any financial losses incurred by acting on our advice.

3. Intellectual Property

All content, course materials, videos, and methodologies (including the "Execute & Scale" framework) are the intellectual property of Smart Acumen Consulting. Unauthorized reproduction, sharing, or resale of our materials is strictly prohibited and subject to legal action.

4. User Obligations

You agree not to use our website for any unlawful purpose. You agree to provide accurate information when registering for services.

5. Limitation of Liability

To the fullest extent permitted by Indian law, Smart Acumen Consulting shall not be liable for any indirect, incidental, or consequential damages arising out of the use of our services.

6. Governing Law & Jurisdiction

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Odisha, India.